Past performance should not be seen as an indication
of future performance. The value of investments and the income from them may go
down as well as up and you may not get back your original investment. Returns
shown are average annual total returns, which assume reinvestment of dividends
and capital gains. Net performance calculations shown include the
deduction of the maximum advisory fee of 1.65% per year. Returns greater than
one year are average annual total returns, which assume reinvestment of dividends
and capital gains. Further specific risks may arise in relation to specific
investments and you should review the risk factors very carefully before
investing. Please refer to the fund documentation.